How to Apply for a New PAN Card Online in Mumbai (2026 Guide)

Applying for a PAN card in 2026 is mostly online, but small mistakes still cause week-long delays. At Mahi IT Services in Govandi, Mumbai, we process dozens of PAN applications every month and the same issues keep coming up.

This guide walks you through the latest process, the documents you actually need, and how to avoid rejection.

**Documents required** - Aadhaar card (mandatory for e-KYC) - Passport-size photo (light background) - Proof of date of birth (Aadhaar / birth certificate / 10th marksheet) - Mobile number linked to Aadhaar (for OTP)

**Fees in 2026** - e-PAN (digital): ₹107 - Physical PAN card: ₹107 within India

**Timeline** If Aadhaar e-KYC succeeds, e-PAN is issued in 15 minutes to 24 hours. Physical card takes 7–15 working days.

**Common rejection reasons** 1. Name spelling on form does not exactly match Aadhaar. 2. Father's name field left blank (still mandatory even for married women). 3. Photo with dark background or wearing a cap. 4. Signature outside the box on the acknowledgment.

**When to come to us** If your Aadhaar mobile number is not active, e-KYC will fail and you will need to do paper-based submission. We handle the full paper route, photo, signature and courier — usually delivered in 10 days.